Life can throw unexpected challenges at us, and sometimes, those challenges can result in disabilities that limit our ability to work and support ourselves. In such cases, Social Security Disability Insurance (SSDI) can be a crucial safety net.
This blog will provide insights into SSDI, including eligibility criteria, application procedures, and what to do if your initial claim is denied.
SSDI is a federal program that provides financial assistance to individuals with disabilities. To be eligible for SSDI benefits, you must meet specific criteria:
To qualify, you must have earned enough work credits throughout your employment history. Work credits are awarded based on your annual earnings, and the number of credits required for eligibility varies based on age.
Generally, you need 40 credits, with 20 earned in the last 10 years leading up to your disability.
You must have a medically documented disability that prevents you from performing substantial gainful activity (SGA). The Social Security Administration (SSA) defines disability as a condition that is expected to last at least one year or result in death.
There is a five-month waiting period from the onset of your disability until you can receive SSDI benefits. During this waiting period, you are not eligible for benefits.
In 2023, if your earnings exceed $1,470 per month (or $2,460 if you are blind), you will generally be considered engaging in SGA and may not be eligible for SSDI benefits.
When securing your Social Security Disability Insurance (SSDI) benefits, you deserve experienced guidance and tailored support.
Our disability attorneys at Greenbaum Breuer & Associates are here to be your advocates throughout the entire SSDI process. With our in-depth knowledge and commitment to your case, we’ll work tirelessly to ensure your application is prepared effectively and, if necessary, navigate the appeals process.
Consult our trusted team today to maximize your chances of success and secure the financial support you need.